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Funding

Everything you need to know about funding for your business from SBA Loans and commercial real estate loans, to finding investors.

Latest: Advice, Tips and Resources

Article
What Are Merchant Cash Advances and Working ?
By Max Freedman | November 10, 2023

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How a Cash Advance Works
By Donna Fuscaldo | November 10, 2023

Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.

Review
Truist Loan Review and Rates
By Mike Berner | November 08, 2023

Truist is a traditional bank lender resulting from the merger of SunTrust Bank and BB&T Bank in late 2019. The company provides a variety of small business financing options, including U.S. Small...

Review
SBG Funding Review
By Mike Berner | November 08, 2023

Smart Business Growth (SBG) Funding prides itself on helping small businesses by making the loan application process easier. From a quick application process and minimal paperwork to fast funding,...

Rapid Finance logo
Review
Rapid Finance Review
By Mike Berner | November 08, 2023

Rapid Finance bills itself as a company offering fast and easy small business loans. The company lends to small businesses in any industry, as long as the business has shown signs of profitability...

Article
10 Small Business Grants for Minorities
By Adam Uzialko | November 07, 2023

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

Article
Need a Loan? Lending Trends That Are Increasing Your Chances of Getting Funds
By Donna Fuscaldo | November 07, 2023

From tighter lending criteria to the rise of payment processors, many changes are underway in small business lending.

Best Pick
The Best Business Loan and Financing Options of 2023
By Mike Berner | November 06, 2023

Many small businesses need funding to get started. Learn about the different financing options to decide which would work best for your small business.

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | November 06, 2023

Learn what it means to default on a business loan and what options you have available if this happens to you.

Article
How to Self-Fund Your Business
By Sean Peek | November 06, 2023

While self-funding a business is difficult, it isn’t impossible. Here are important tips for entrepreneurs considering the idea.

Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | November 06, 2023

Loan forgiveness can differ depending on whether you’re talking about PPP, EIDL or SBA 7(a) loans. Learn the differences between each of these types.

Article
4 Marketing Hacks to Help You Attract the Right Investors
By Jennifer Dublino | November 03, 2023

Marketing strategy is a crucial aspect of landing investors. Use your marketing skills to identify, message and pitch potential business investors.

Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | November 03, 2023

Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.

Article
How to Structure a Stock Purchase Agreement (Template)
By Max Freedman | November 02, 2023

A stock purchase agreement outlines the sale of company stock to buyers. Here's how to create a stock purchase agreement, along with a helpful template.

Article
How to Choose the Best Business Loan
By Donna Fuscaldo | November 02, 2023

Learn how to choose the best business loan for your unique business.

Article
How to Calculate Loan Payments
By Mike Berner | November 02, 2023

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
How to Apply for a Business Credit Card
By Dock David Treece | November 02, 2023

A business credit card has distinct advantages, like simplified accounting. Learn how to choose, apply for and qualify for a business credit card.

Article
What Is a High-Risk Business Loan, and What Industries Can It Help?
By Simone Johnson | November 02, 2023

Find out if lenders consider your business high risk and which financing options are available to you if they do.

person signing for a loan
Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Jason Milleisen | November 02, 2023

Defaulting on an SBA loan is serious; you can face bank levies, wage garnishment and foreclosure. But some cases allow forgiveness. Learn if you qualify.

Article
Financing Your Retail Store
By Julie Thompson | November 02, 2023

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
Types of Fast Business Loans
By Max Freedman | November 02, 2023

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | November 02, 2023

Learn what happens when you can't pay back your small business loan from the SBA.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | November 02, 2023

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
How to Decide Which Type of Business Loan Is Right for You
By Donna Fuscaldo | November 02, 2023

Finding the right sources of funding for your business can be difficult. Learn how to choose the right one for you.

Article
Debt vs. Equity Financing
By Max Freedman | November 02, 2023

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
What SMBs Need to Know When Choosing a Small Business Loan
By Mike Berner | November 01, 2023

Read what experts say about obtaining funding for a small business.

Article
What to Do if You Can’t Get a Business Loan
By Donna Fuscaldo | November 01, 2023

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Article
How to Apply for a Business Credit Card if You Have Bad Credit
By Donna Fuscaldo | November 01, 2023

Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.

Article
The Best Business Grants for Women
By Kiely Kuligowski | November 01, 2023

Women-run businesses make up nearly half of all businesses, yet they're far behind in business funding. Learn about grants for women entrepreneurs to help close the gap.

Article
Before the Business Loan: Questions That Must Be Asked
By Donna Fuscaldo | November 01, 2023

Here's a look at seven questions lenders ask small business borrowers and the reason for each one.